Integra
Mortgage Brokers
Your Financial Journey Starts Now
Welcome
Welcome to Integra Mortgage Brokers:
At Integra Mortgage Brokers, we recognize that every financial journey is unique. Whether you’re buying your first home, upgrading to your dream property, refinancing your home or investment loan, or planning strategic investments, our team of local mortgage experts is here to guide you every step of the way. We specialize in helping clients secure the best home loans, investment loans, and competitive refinance options to achieve their financial goals.
Home Loans for First-Time Buyers
Navigating the property market as a first-time buyer can be overwhelming, but with Integra Mortgage Brokers, you’ll have expert support from day one. Many first-time buyers are unsure when to contact a mortgage broker or what we can do for them. We assist you even before you're ready to buy, discussing your needs, exploring the best lenders, and finding the right home loan for your unique situation. We continue to provide support beyond securing your home, helping you renegotiate your mortgage when necessary, and our services come at no cost to you.
Upgrading to Your Dream Home
Ready to take the next step and upgrade to your forever home? Whether you’re growing your family or searching for that perfect space, Integra Mortgage Brokers can help you secure the home loan that best fits your long-term goals. We ensure every aspect of your loan is aligned with your financial aspirations, helping you move into your dream home with confidence.
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Refinancing Home and Investment Loans
Looking to lower your interest rates, reduce your monthly payments, or unlock equity? Refinancing your home loan or investment loan with Integra Mortgage Brokers can help you access more favorable terms and maximize your savings. Our team will review your current loan and present you with competitive refinance options to suit your financial needs, whether you're focused on homeownership or expanding your investment portfolio.
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Strategic Investment Planning
Building wealth through property requires a thoughtful and strategic approach. Integra Mortgage Brokers is committed to helping you identify the best investment property opportunities and structuring your financing to maximize returns. With access to competitive rates and expert advice, we help you achieve your long-term investment goals.
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Commercial Lending for Business Clients
Navigating the complexities of commercial lending is easier with the right support. At Integra Mortgage Brokers, we help business clients secure the necessary finance for purchasing new premises, expanding operations, or investing in commercial real estate. Our solutions are designed to fuel your business growth and success.
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Contact Integra Mortgage Brokers today to explore our personalized solutions for home loans, investment loans, refinance options, and commercial lending. We’re here to help you achieve your financial goals with confidence.
About
Phil Carr – Your Trusted Finance Partner
With over 20 years of experience in the finance industry, I’ve had the privilege of helping countless clients achieve their financial goals. My journey began with 11 years at Suncorp, where I served as a Mobile Banking Manager and Lending Manager in-branch, gaining deep insights into various aspects of lending. For the past 11 years, I’ve been dedicated to my work as a mortgage broker, where I’ve continued to support clients in navigating the complexities of finance.
What I love most is guiding clients toward financial success, whether they’re purchasing their first home, investing, or expanding their business. The majority of my referrals come through word of mouth, which speaks to the high level of service and personalized attention I provide to each client.
Client Stories
"Long time client of Phil. He is extremely reliable, very informative, easy to deal with and always very welcoming. I couldn’t suggest better to deal with and I’ll continue to use for all ongoing finances" - Dan G
""Phil is great, super patient. Definitely would deal with again" - Chris G
"Phil and the rest of the team have been absolutely fantastic to deal with and seamlessly helped us to get our first Australian mortgage. Nothing but helpful, no question too silly and nothing too much trouble from our very first enquiry. I recommend whole heartedly Integra Mortgage Brokers and will continue to use them in the future. Thank you so much, Phil!!" - Lisa G
"I’ve been a client of Phil Carr’s of Integra Mortgage Brokers for just shy of a decade. Not only is he personable and a funny guy, but super attentive to my personal financial situation and current institutional trends that affected me. So grateful for the 000’s of interest Phil has saved me over the years due to proactive work! Highly recommend!" - Melinda H
"Phil and his team really care for their clients as people, they build a working relationship and don't just see the business side of it.As a first-home buyer, it is important to receive knowledgeable and accurate advice and guidance. Phil and his team will support and guide you through the entire process." - Felisa S
"We highly recommend Phil Carr to navigate, advise and handle all things related to mortgages, refinancing as well as buying and selling real estate. Phil has been incredibly patient, kind, knowledgeable and very easy to communicate with while we've reassessed our living arrangements. Phil was constant in his work behind the scenes so that when the dominos fell into place, the financial side of things was sorted." - Peta B
"Phil is an absolute legend and made the process of choosing a mortgage totally seamless. He always happy to answer my questions and went the extra mile to make sure I was happy. If you are looking for stress free brokerage with a smile then go with Phil Carr" - Stacey T
"Phil was professional, and helpful. He has a wealth of knowledge. I am looking forward to working with Phil again.Thank you for everything!" - Nicolle S
Phil and the team at Integra Mortgage Brokers have assisted us many times over the years through finance and refinance of our principal home and investment property. Nothing is to much trouble and Phil goes above and beyond to secure the best loan for his clients" - Jordan R
"We initially met with Phil and had a very productive meeting to clarify both our financial position and our goals. He was a very active listener which was proven to us when we received his report in which he summarised the meeting and checked if he had heard us correctly. Integra Mortgage Brokers has a very transparent process involved in obtaining a mortgage and Phil communicated with us every step of the way. He was always reachable and patiently answered our (many) questions. Phil went above and beyond, also providing a listening ear for us when we were looking at properties and even being in touch with us during the auctions that we bid at. I have no hesitation recommending Phil to anyone and am so pleased that he is our mortgage broker for the coming years." - Karen F
"We had an outstanding experience with Phil. From the start, his communication was exceptional, keeping me informed at every step and prompting me when I needed to action something.
What truly impressed me was Phil’s ability to find more funding options than my previous brokers. He explored avenues I hadn’t considered. His proactive approach meant he anticipated potential challenges and provided effective solutions before they arose, making the process smooth and stress-free.
I recommend Phil Carr to anyone seeking a knowledgeable and supportive mortgage partner who goes the extra mile for his clients, he’s an absolute legend!"
- Renee W
"Phil has taken all of the stress out of understanding the home loan process. His clear and prompt communication has led to a smooth process from my first inquiry, to the final loan approval. Phil has gone above and beyond, answering questions, stepping through any required processes and decision making, and ensuring I was well informed throughout. I can’t rate him high enough and would thoroughly recommend him to anyone looking for their next home loan."
- Paul D